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The term bank charge covers all charges and fees made by a bank to their customers. In common parlance, the term often relates to charges in respect of personal current accounts or checking account. These charges may take many forms, including: * monthly charges for the provision of an account * charges for specific transactions (other than overdraft limit excesses) * interest in respect of overdrafts (whether authorised or unauthorised by the bank) * charges for exceeding authorised overdraft limits, or making payments (or attempting to make payments) where no authorised overdraft exists Much of the following discussion relates to the UK personal current account market. ==Monthly account charges== Banks may charge their customers a fixed monthly charge for the provision of the account. In the UK, this was not common practice until the 1990s when banks began to introduce this type of bank charges as a means of product differentiation - often offering additional services bundled with the bank account itself (e.g. travel insurance, mobile phone insurance, preferential rates on other products). 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Bank charge」の詳細全文を読む スポンサード リンク
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